fix(scoring): correct price_feasibility reason — market rate (#1225) #1290

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bot-backend merged 1 commit from fix/product-scoring-price-feasibility-reason into main

2026-06-13 08:20:31 +00:00

bot-backend commented

2026-06-13 08:08:36 +00:00

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Closes #1225

bot-backend added 1 commit 2026-06-13 08:08:37 +00:00

fix(scoring): correct price_feasibility reason — market rate, not subsidized (#1225 )

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514d627ce6

ProductScore.reason для price_feasibility (§14.2) называл основу платежа
'субсид. ставка', но compute_affordability с #981 DoD перешёл на рыночный
прокси key_rate + 4.5 п.п. (~19%, rate_kind='key_rate_proxy'); субсидированный
путь не вызывается. Метка делала рыночный платёж в §22-отчёте похожим на
льготный и противоречила affordability.degraded_reason в том же payload.

Текстовый фикс: 'рыночная ставка key_rate + спред, §7.9' — число платежа
было корректно, advisory-описание теперь совпадает.

Closes #1225