diff --git a/tradein-mvp/backend/app/api/v1/audit.py b/tradein-mvp/backend/app/api/v1/audit.py
new file mode 100644
index 00000000..e592d5b1
--- /dev/null
+++ b/tradein-mvp/backend/app/api/v1/audit.py
@@ -0,0 +1,280 @@
+"""Admin read API над `user_events` — Feature 2 (login/IP audit) + Feature 3 (behavior
+analytics dashboard data).
+
+Read-only: только SELECT, никаких мутаций. Auth не нужен в этом файле — вся ветка
+`/api/v1/admin/*` уже гейтится `rbac_guard` middleware в app/main.py
+(`_ADMIN_API_RE`, role != admin → 403).
+
+`user_events` (migration `184_user_events.sql`) может быть пустой (feature только
+что задеплоена) — все запросы ниже написаны так, чтобы на пустой таблице отдавать
+пустые списки/нулевые счётчики, а не падать.
+"""
+
+from __future__ import annotations
+
+import logging
+from typing import Annotated
+
+from fastapi import APIRouter, Depends, Path, Query
+from sqlalchemy import text
+from sqlalchemy.orm import Session
+
+from app.core.db import get_db
+from app.schemas.audit import (
+    AccountActivityEntry,
+    AccountDeviceEntry,
+    AccountDrilldown,
+    AccountIpEntry,
+    AccountSearchEntry,
+    AccountSummary,
+    AnalyticsByAccount,
+    AnalyticsDailyPoint,
+    AnalyticsDashboard,
+    AnalyticsSummary,
+    AnalyticsTopPath,
+    AnalyticsTopSearch,
+)
+
+logger = logging.getLogger(__name__)
+
+router = APIRouter()
+
+
+@router.get("/audit/accounts", response_model=list[AccountSummary])
+async def list_accounts(
+    db: Annotated[Session, Depends(get_db)],
+) -> list[AccountSummary]:
+    """Список аккаунтов, по одной строке на username, с базовой сводкой активности."""
+    rows = (
+        db.execute(
+            text(
+                """
+                SELECT username,
+                       min(created_at) AS first_seen_at,
+                       max(created_at) AS last_seen_at,
+                       count(DISTINCT ip_address) AS distinct_ips,
+                       count(DISTINCT user_agent) AS distinct_devices,
+                       count(*) FILTER (WHERE event_type = 'login') AS login_count,
+                       count(*) FILTER (WHERE event_type = 'api_request') AS request_count,
+                       count(*) FILTER (WHERE event_type = 'estimate_request') AS search_count
+                FROM user_events
+                GROUP BY username
+                ORDER BY last_seen_at DESC
+                """
+            )
+        )
+        .mappings()
+        .all()
+    )
+    return [AccountSummary.model_validate(r) for r in rows]
+
+
+@router.get("/audit/accounts/{username}", response_model=AccountDrilldown)
+async def account_drilldown(
+    db: Annotated[Session, Depends(get_db)],
+    username: Annotated[str, Path(min_length=1, max_length=200)],
+) -> AccountDrilldown:
+    """Drilldown по одному username: IP-адреса, устройства, поиски, недавняя активность.
+
+    Неизвестный username — НЕ 404, а пустой отчёт (все 4 списка == []): аудит не
+    подтверждает/опровергает существование аккаунта, просто нет событий.
+    """
+    params = {"username": username}
+
+    ips = (
+        db.execute(
+            text(
+                """
+                SELECT CAST(ip_address AS text) AS ip_address,
+                       count(*) AS event_count,
+                       min(created_at) AS first_seen,
+                       max(created_at) AS last_seen
+                FROM user_events
+                WHERE username = :username AND ip_address IS NOT NULL
+                GROUP BY ip_address
+                ORDER BY last_seen DESC
+                """
+            ),
+            params,
+        )
+        .mappings()
+        .all()
+    )
+
+    devices = (
+        db.execute(
+            text(
+                """
+                SELECT user_agent,
+                       count(*) AS event_count,
+                       min(created_at) AS first_seen,
+                       max(created_at) AS last_seen
+                FROM user_events
+                WHERE username = :username AND user_agent IS NOT NULL
+                GROUP BY user_agent
+                ORDER BY last_seen DESC
+                """
+            ),
+            params,
+        )
+        .mappings()
+        .all()
+    )
+
+    searches = (
+        db.execute(
+            text(
+                """
+                SELECT payload ->> 'address' AS address,
+                       payload ->> 'area_m2' AS area_m2,
+                       payload ->> 'rooms' AS rooms,
+                       CAST(estimate_id AS text) AS estimate_id,
+                       CAST(ip_address AS text) AS ip_address,
+                       created_at
+                FROM user_events
+                WHERE username = :username AND event_type = 'estimate_request'
+                ORDER BY created_at DESC
+                LIMIT 200
+                """
+            ),
+            params,
+        )
+        .mappings()
+        .all()
+    )
+
+    recent_activity = (
+        db.execute(
+            text(
+                """
+                SELECT event_type,
+                       path,
+                       method,
+                       CAST(ip_address AS text) AS ip_address,
+                       created_at
+                FROM user_events
+                WHERE username = :username
+                ORDER BY created_at DESC
+                LIMIT 200
+                """
+            ),
+            params,
+        )
+        .mappings()
+        .all()
+    )
+
+    return AccountDrilldown(
+        ips=[AccountIpEntry.model_validate(r) for r in ips],
+        devices=[AccountDeviceEntry.model_validate(r) for r in devices],
+        searches=[AccountSearchEntry.model_validate(r) for r in searches],
+        recent_activity=[AccountActivityEntry.model_validate(r) for r in recent_activity],
+    )
+
+
+@router.get("/analytics", response_model=AnalyticsDashboard)
+async def analytics_dashboard(
+    db: Annotated[Session, Depends(get_db)],
+    days: Annotated[int, Query(ge=1, le=365)] = 30,
+) -> AnalyticsDashboard:
+    """Feature 3 dashboard bundle: сводка, дневной time-series, топ-поиски/пути/аккаунты."""
+    summary_row = (
+        db.execute(
+            text(
+                """
+            SELECT count(*) AS total_events,
+                   count(DISTINCT username) AS distinct_users,
+                   count(*) FILTER (
+                       WHERE created_at >= now() - INTERVAL '24 hours'
+                   ) AS events_last_24h,
+                   count(DISTINCT username) FILTER (
+                       WHERE created_at >= now() - INTERVAL '24 hours'
+                   ) AS active_users_last_24h
+            FROM user_events
+            """
+            )
+        )
+        .mappings()
+        .one()
+    )
+
+    daily_rows = (
+        db.execute(
+            text(
+                """
+                SELECT date_trunc('day', created_at)::date AS day,
+                       count(*) AS events,
+                       count(DISTINCT username) AS users
+                FROM user_events
+                WHERE created_at >= now() - make_interval(days => CAST(:days AS int))
+                GROUP BY date_trunc('day', created_at)::date
+                ORDER BY day
+                """
+            ),
+            {"days": days},
+        )
+        .mappings()
+        .all()
+    )
+
+    top_searches_rows = (
+        db.execute(
+            text(
+                """
+                SELECT payload ->> 'address' AS address, count(*) AS n
+                FROM user_events
+                WHERE event_type = 'estimate_request'
+                  AND payload ->> 'address' IS NOT NULL
+                GROUP BY payload ->> 'address'
+                ORDER BY n DESC
+                LIMIT 20
+                """
+            )
+        )
+        .mappings()
+        .all()
+    )
+
+    top_paths_rows = (
+        db.execute(
+            text(
+                """
+                SELECT path, count(*) AS n
+                FROM user_events
+                WHERE event_type = 'api_request'
+                GROUP BY path
+                ORDER BY n DESC
+                LIMIT 20
+                """
+            )
+        )
+        .mappings()
+        .all()
+    )
+
+    by_account_rows = (
+        db.execute(
+            text(
+                """
+                SELECT username,
+                       count(*) AS events,
+                       count(*) FILTER (WHERE event_type = 'estimate_request') AS searches,
+                       max(created_at) AS last_seen
+                FROM user_events
+                GROUP BY username
+                ORDER BY events DESC
+                LIMIT 50
+                """
+            )
+        )
+        .mappings()
+        .all()
+    )
+
+    return AnalyticsDashboard(
+        summary=AnalyticsSummary.model_validate(summary_row),
+        daily=[AnalyticsDailyPoint.model_validate(r) for r in daily_rows],
+        top_searches=[AnalyticsTopSearch.model_validate(r) for r in top_searches_rows],
+        top_paths=[AnalyticsTopPath.model_validate(r) for r in top_paths_rows],
+        by_account=[AnalyticsByAccount.model_validate(r) for r in by_account_rows],
+    )
diff --git a/tradein-mvp/backend/app/main.py b/tradein-mvp/backend/app/main.py
index 68ab300f..7e69155f 100644
--- a/tradein-mvp/backend/app/main.py
+++ b/tradein-mvp/backend/app/main.py
@@ -23,7 +23,7 @@ from sentry_sdk.integrations.logging import LoggingIntegration
 from sentry_sdk.integrations.sqlalchemy import SqlalchemyIntegration
 from sentry_sdk.integrations.starlette import StarletteIntegration
 
-from app.api.v1 import admin, brand, buildings, geocode, lead, me, search, trade_in
+from app.api.v1 import admin, audit, brand, buildings, geocode, lead, me, search, trade_in
 from app.core.auth import get_role, is_path_allowed
 from app.core.config import settings
 from app.core.db import SessionLocal
@@ -225,6 +225,7 @@ def health() -> dict[str, str]:
 
 app.include_router(geocode.router, prefix="/api/v1/geocode", tags=["geocode"])
 app.include_router(admin.router, prefix="/api/v1/admin", tags=["admin"])
+app.include_router(audit.router, prefix="/api/v1/admin", tags=["admin-audit"])
 app.include_router(brand.router, prefix="/api/v1/brand", tags=["brand"])
 app.include_router(trade_in.router, prefix="/api/v1/trade-in", tags=["trade-in"])
 app.include_router(lead.router, prefix="/api/v1/trade-in", tags=["trade-in"])
diff --git a/tradein-mvp/backend/app/schemas/audit.py b/tradein-mvp/backend/app/schemas/audit.py
new file mode 100644
index 00000000..f5437cbd
--- /dev/null
+++ b/tradein-mvp/backend/app/schemas/audit.py
@@ -0,0 +1,146 @@
+"""Pydantic-схемы admin read API над `user_events` (Feature 2 audit + Feature 3 analytics).
+
+`user_events` (migration `184_user_events.sql`) — unified append-only событийный лог
+(login/IP audit + behavior analytics), admin-read-only. Эти схемы описывают ответы
+`GET /api/v1/admin/audit/*` и `GET /api/v1/admin/analytics` (см. app/api/v1/audit.py).
+"""
+
+from __future__ import annotations
+
+from datetime import date, datetime
+
+from pydantic import BaseModel, ConfigDict
+
+
+class AccountSummary(BaseModel):
+    """Одна строка списка `GET /audit/accounts` — сводка по одному username."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    username: str
+    first_seen_at: datetime
+    last_seen_at: datetime
+    distinct_ips: int
+    distinct_devices: int
+    login_count: int
+    request_count: int
+    search_count: int
+
+
+class AccountIpEntry(BaseModel):
+    """Одна строка `ips` в drilldown `GET /audit/accounts/{username}`."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    ip_address: str | None = None
+    event_count: int
+    first_seen: datetime
+    last_seen: datetime
+
+
+class AccountDeviceEntry(BaseModel):
+    """Одна строка `devices` в drilldown `GET /audit/accounts/{username}`."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    user_agent: str | None = None
+    event_count: int
+    first_seen: datetime
+    last_seen: datetime
+
+
+class AccountSearchEntry(BaseModel):
+    """Одна строка `searches` в drilldown — недавний estimate_request."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    address: str | None = None
+    area_m2: str | None = None
+    rooms: str | None = None
+    estimate_id: str | None = None
+    ip_address: str | None = None
+    created_at: datetime
+
+
+class AccountActivityEntry(BaseModel):
+    """Одна строка `recent_activity` в drilldown — сырое событие."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    event_type: str
+    path: str | None = None
+    method: str | None = None
+    ip_address: str | None = None
+    created_at: datetime
+
+
+class AccountDrilldown(BaseModel):
+    """Полный ответ `GET /audit/accounts/{username}` — 4 списка.
+
+    Неизвестный username НЕ 404 — это просто пустой отчёт (все списки == []).
+    """
+
+    ips: list[AccountIpEntry]
+    devices: list[AccountDeviceEntry]
+    searches: list[AccountSearchEntry]
+    recent_activity: list[AccountActivityEntry]
+
+
+class AnalyticsSummary(BaseModel):
+    """Верхнеуровневые счётчики дашборда `GET /analytics`."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    total_events: int
+    distinct_users: int
+    events_last_24h: int
+    active_users_last_24h: int
+
+
+class AnalyticsDailyPoint(BaseModel):
+    """Одна точка time-series `daily` — события/пользователи за день."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    day: date
+    events: int
+    users: int
+
+
+class AnalyticsTopSearch(BaseModel):
+    """Одна строка `top_searches` — самый частый искомый адрес."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    address: str | None = None
+    n: int
+
+
+class AnalyticsTopPath(BaseModel):
+    """Одна строка `top_paths` — самый частый API-путь."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    path: str | None = None
+    n: int
+
+
+class AnalyticsByAccount(BaseModel):
+    """Одна строка `by_account` — сводка активности по username."""
+
+    model_config = ConfigDict(from_attributes=True)
+
+    username: str
+    events: int
+    searches: int
+    last_seen: datetime
+
+
+class AnalyticsDashboard(BaseModel):
+    """Полный ответ `GET /analytics` — бандл для дашборда Feature 3."""
+
+    summary: AnalyticsSummary
+    daily: list[AnalyticsDailyPoint]
+    top_searches: list[AnalyticsTopSearch]
+    top_paths: list[AnalyticsTopPath]
+    by_account: list[AnalyticsByAccount]
diff --git a/tradein-mvp/backend/tests/test_audit_api.py b/tradein-mvp/backend/tests/test_audit_api.py
new file mode 100644
index 00000000..78ec6684
--- /dev/null
+++ b/tradein-mvp/backend/tests/test_audit_api.py
@@ -0,0 +1,344 @@
+"""Tests for app.api.v1.audit — admin read API over `user_events` (Feature 2/3).
+
+Coverage:
+  (a) static SQL guard — CAST(:x AS type), never `:x::type` (psycopg v3 trap).
+  (b) GET /audit/accounts — empty table → [] (never errors); populated → shape-valid
+      AccountSummary rows pass through response_model unchanged.
+  (c) GET /audit/accounts/{username} — empty table (incl. unknown username, NOT 404) →
+      all 4 lists == []; populated → shape-valid drilldown rows.
+  (d) GET /analytics — empty table → zeroed summary + empty lists (never errors);
+      populated → shape-valid dashboard bundle, `days` query param clamped [1, 365].
+  (e) optional real-Postgres round trip — inserts a couple of user_events rows and
+      asserts aggregation through the real DB; self-SKIPS without a reachable,
+      non-placeholder Postgres (mirrors tests/test_house_dedup_merge.py's live-DB
+      pattern).
+
+Router is tested in isolation on a minimal FastAPI app (mirrors tests/test_ratelimit.py
+and the quota_app fixture in tests/test_user_events.py) — no need to pull in the full
+app.main (sentry/scheduler/CORS/rate-limit wiring).
+"""
+
+from __future__ import annotations
+
+import inspect
+import os
+import re
+import uuid
+from datetime import UTC, date, datetime
+from typing import Any
+
+# psycopg v3 driver required; stub DATABASE_URL before any app import (mirrors other tests).
+os.environ.setdefault("DATABASE_URL", "postgresql+psycopg://test:test@localhost:5432/test")
+
+import pytest
+from fastapi import FastAPI
+from fastapi.testclient import TestClient
+
+from app.api.v1 import audit as audit_module
+from app.core.db import get_db
+
+# ---------------------------------------------------------------------------
+# (a) Static SQL guard
+# ---------------------------------------------------------------------------
+
+_AUDIT_SRC = inspect.getsource(audit_module)
+
+
+def test_no_psycopg_v3_doublecolon_cast() -> None:
+    """CAST(:x AS type) — НИКОГДА `:x::type` (psycopg v3 trap, .claude/rules/backend.md)."""
+    assert not re.search(r":\w+::\w", _AUDIT_SRC)
+
+
+def test_days_param_uses_cast_as_int() -> None:
+    assert "CAST(:days AS int)" in _AUDIT_SRC
+
+
+# ---------------------------------------------------------------------------
+# Fakes — mirror the mocked-DB convention used across tests/test_user_events.py etc.
+# ---------------------------------------------------------------------------
+
+
+class _FakeMappingResult:
+    def __init__(self, rows: list[dict[str, Any]]) -> None:
+        self._rows = rows
+
+    def all(self) -> list[dict[str, Any]]:
+        return list(self._rows)
+
+    def one(self) -> dict[str, Any]:
+        return self._rows[0]
+
+
+class _FakeExecResult:
+    def __init__(self, rows: list[dict[str, Any]]) -> None:
+        self._rows = rows
+
+    def mappings(self) -> _FakeMappingResult:
+        return _FakeMappingResult(self._rows)
+
+
+class _FakeSession:
+    """Returns queued row-lists in the exact order audit.py issues db.execute() calls."""
+
+    def __init__(self, responses: list[list[dict[str, Any]]]) -> None:
+        self._responses = list(responses)
+        self._i = 0
+
+    def execute(self, _stmt: object, _params: dict[str, Any] | None = None) -> _FakeExecResult:
+        rows = self._responses[self._i]
+        self._i += 1
+        return _FakeExecResult(rows)
+
+
+def _make_app(responses: list[list[dict[str, Any]]]) -> FastAPI:
+    application = FastAPI()
+    application.include_router(audit_module.router, prefix="/api/v1/admin")
+
+    def _override_db() -> Any:
+        yield _FakeSession(responses)
+
+    application.dependency_overrides[get_db] = _override_db
+    return application
+
+
+_NOW = datetime(2026, 7, 13, 12, 0, 0, tzinfo=UTC)
+
+# ---------------------------------------------------------------------------
+# (b) GET /audit/accounts
+# ---------------------------------------------------------------------------
+
+
+def test_list_accounts_empty_table() -> None:
+    app = _make_app(responses=[[]])
+    client = TestClient(app)
+    resp = client.get("/api/v1/admin/audit/accounts")
+    assert resp.status_code == 200
+    assert resp.json() == []
+
+
+def test_list_accounts_populated_shape() -> None:
+    row = {
+        "username": "user1",
+        "first_seen_at": _NOW,
+        "last_seen_at": _NOW,
+        "distinct_ips": 3,
+        "distinct_devices": 2,
+        "login_count": 5,
+        "request_count": 40,
+        "search_count": 7,
+    }
+    app = _make_app(responses=[[row]])
+    client = TestClient(app)
+    resp = client.get("/api/v1/admin/audit/accounts")
+    assert resp.status_code == 200
+    data = resp.json()
+    assert len(data) == 1
+    assert data[0]["username"] == "user1"
+    assert data[0]["distinct_ips"] == 3
+    assert data[0]["login_count"] == 5
+    assert data[0]["request_count"] == 40
+    assert data[0]["search_count"] == 7
+
+
+# ---------------------------------------------------------------------------
+# (c) GET /audit/accounts/{username}
+# ---------------------------------------------------------------------------
+
+
+def test_account_drilldown_empty_table_unknown_user_not_404() -> None:
+    """Unknown username → 200 with all 4 lists empty, NOT a 404."""
+    app = _make_app(responses=[[], [], [], []])
+    client = TestClient(app)
+    resp = client.get("/api/v1/admin/audit/accounts/ghost_user_xyz")
+    assert resp.status_code == 200
+    data = resp.json()
+    assert data == {"ips": [], "devices": [], "searches": [], "recent_activity": []}
+
+
+def test_account_drilldown_populated_shape() -> None:
+    ips = [{"ip_address": "1.2.3.4", "event_count": 10, "first_seen": _NOW, "last_seen": _NOW}]
+    devices = [
+        {"user_agent": "pytest-agent", "event_count": 10, "first_seen": _NOW, "last_seen": _NOW}
+    ]
+    searches = [
+        {
+            "address": "ул. Малышева, 1",
+            "area_m2": "50.0",
+            "rooms": "2",
+            "estimate_id": str(uuid.uuid4()),
+            "ip_address": "1.2.3.4",
+            "created_at": _NOW,
+        }
+    ]
+    recent_activity = [
+        {
+            "event_type": "api_request",
+            "path": "/api/v1/trade-in/estimate",
+            "method": "POST",
+            "ip_address": "1.2.3.4",
+            "created_at": _NOW,
+        }
+    ]
+    app = _make_app(responses=[ips, devices, searches, recent_activity])
+    client = TestClient(app)
+    resp = client.get("/api/v1/admin/audit/accounts/user1")
+    assert resp.status_code == 200
+    data = resp.json()
+    assert data["ips"][0]["ip_address"] == "1.2.3.4"
+    assert data["ips"][0]["event_count"] == 10
+    assert data["devices"][0]["user_agent"] == "pytest-agent"
+    assert data["searches"][0]["address"] == "ул. Малышева, 1"
+    assert data["searches"][0]["area_m2"] == "50.0"
+    assert data["recent_activity"][0]["event_type"] == "api_request"
+    assert data["recent_activity"][0]["path"] == "/api/v1/trade-in/estimate"
+
+
+# ---------------------------------------------------------------------------
+# (d) GET /analytics
+# ---------------------------------------------------------------------------
+
+_ZERO_SUMMARY = {
+    "total_events": 0,
+    "distinct_users": 0,
+    "events_last_24h": 0,
+    "active_users_last_24h": 0,
+}
+
+
+def test_analytics_empty_table_never_errors() -> None:
+    app = _make_app(responses=[[_ZERO_SUMMARY], [], [], [], []])
+    client = TestClient(app)
+    resp = client.get("/api/v1/admin/analytics")
+    assert resp.status_code == 200
+    data = resp.json()
+    assert data["summary"] == _ZERO_SUMMARY
+    assert data["daily"] == []
+    assert data["top_searches"] == []
+    assert data["top_paths"] == []
+    assert data["by_account"] == []
+
+
+def test_analytics_populated_shape() -> None:
+    summary = {
+        "total_events": 120,
+        "distinct_users": 4,
+        "events_last_24h": 15,
+        "active_users_last_24h": 2,
+    }
+    daily = [{"day": date(2026, 7, 13), "events": 15, "users": 2}]
+    top_searches = [{"address": "ул. Малышева, 1", "n": 3}]
+    top_paths = [{"path": "/api/v1/trade-in/estimate", "n": 40}]
+    by_account = [{"username": "user1", "events": 60, "searches": 7, "last_seen": _NOW}]
+    app = _make_app(responses=[[summary], daily, top_searches, top_paths, by_account])
+    client = TestClient(app)
+    resp = client.get("/api/v1/admin/analytics")
+    assert resp.status_code == 200
+    data = resp.json()
+    assert data["summary"]["total_events"] == 120
+    assert data["daily"][0]["events"] == 15
+    assert data["daily"][0]["day"] == "2026-07-13"
+    assert data["top_searches"][0]["address"] == "ул. Малышева, 1"
+    assert data["top_paths"][0]["n"] == 40
+    assert data["by_account"][0]["username"] == "user1"
+
+
+def test_analytics_days_query_param_clamped() -> None:
+    """days=0 (below ge=1) → 422; days=9999 (above le=365) → 422."""
+    app = _make_app(responses=[[_ZERO_SUMMARY], [], [], [], []])
+    client = TestClient(app)
+    assert client.get("/api/v1/admin/analytics?days=0").status_code == 422
+    assert client.get("/api/v1/admin/analytics?days=9999").status_code == 422
+
+
+def test_analytics_days_query_param_default_30() -> None:
+    app = _make_app(responses=[[_ZERO_SUMMARY], [], [], [], []])
+    client = TestClient(app)
+    resp = client.get("/api/v1/admin/analytics")
+    assert resp.status_code == 200
+
+
+def test_analytics_days_query_param_accepted_in_range() -> None:
+    app = _make_app(responses=[[_ZERO_SUMMARY], [], [], [], []])
+    client = TestClient(app)
+    resp = client.get("/api/v1/admin/analytics?days=7")
+    assert resp.status_code == 200
+
+
+# ---------------------------------------------------------------------------
+# (e) Optional real-Postgres round trip (self-skips without a reachable DB)
+# ---------------------------------------------------------------------------
+
+
+def _live_session() -> Any | None:
+    """Return a SQLAlchemy Session if a non-placeholder Postgres is reachable, else None."""
+    try:
+        from sqlalchemy import create_engine
+        from sqlalchemy import text as _t
+        from sqlalchemy.orm import sessionmaker
+
+        dsn = os.environ.get("TEST_DATABASE_URL") or os.environ.get("DATABASE_URL", "")
+        if not dsn or "localhost:5432/test" in dsn:
+            return None
+        engine = create_engine(dsn, future=True)
+        conn = engine.connect()
+        conn.execute(_t("SELECT 1"))
+        conn.close()
+        return sessionmaker(bind=engine, future=True)()
+    except Exception:
+        return None
+
+
+@pytest.mark.skipif(_live_session() is None, reason="no reachable Postgres test DB")
+def test_real_accounts_and_analytics_aggregate_inserted_rows() -> None:
+    """End-to-end on a real DB: insert 2 user_events rows for a throwaway test username,
+    assert /audit/accounts, /audit/accounts/{username} and /analytics reflect them."""
+    from sqlalchemy import text as _t
+
+    from app.core.db import SessionLocal
+
+    db = _live_session()
+    assert db is not None
+    username = f"audit_test_{uuid.uuid4().hex[:8]}"
+    try:
+        db.execute(
+            _t(
+                """
+                INSERT INTO user_events
+                    (event_type, username, ip_address, user_agent, path, method, payload)
+                VALUES
+                    ('login', :u, CAST('9.9.9.9' AS inet), 'pytest-ua', NULL, NULL,
+                     CAST('{}' AS jsonb)),
+                    ('estimate_request', :u, CAST('9.9.9.9' AS inet), 'pytest-ua',
+                     '/api/v1/trade-in/estimate', 'POST',
+                     CAST(:payload AS jsonb))
+                """
+            ),
+            {"u": username, "payload": '{"address": "ул. Тестовая, 1", "area_m2": "42.0"}'},
+        )
+        db.commit()
+
+        application = FastAPI()
+        application.include_router(audit_module.router, prefix="/api/v1/admin")
+
+        def _override_db() -> Any:
+            yield SessionLocal()
+
+        application.dependency_overrides[get_db] = _override_db
+        client = TestClient(application)
+
+        accounts = client.get("/api/v1/admin/audit/accounts").json()
+        row = next(r for r in accounts if r["username"] == username)
+        assert row["login_count"] == 1
+        assert row["search_count"] == 1
+
+        drilldown = client.get(f"/api/v1/admin/audit/accounts/{username}").json()
+        assert len(drilldown["searches"]) == 1
+        assert drilldown["searches"][0]["address"] == "ул. Тестовая, 1"
+        assert len(drilldown["recent_activity"]) == 2
+
+        dashboard = client.get("/api/v1/admin/analytics?days=1").json()
+        assert dashboard["summary"]["total_events"] >= 2
+    finally:
+        db.rollback()
+        db.execute(_t("DELETE FROM user_events WHERE username = :u"), {"u": username})
+        db.commit()