diff --git a/backend/app/services/forecasting/product_scoring.py b/backend/app/services/forecasting/product_scoring.py
index 979d70f4..846731aa 100644
--- a/backend/app/services/forecasting/product_scoring.py
+++ b/backend/app/services/forecasting/product_scoring.py
@@ -401,7 +401,7 @@ def _score_price_feasibility(
     value = _PRICE_HALF_PAYMENT_RUB / (_PRICE_HALF_PAYMENT_RUB + monthly_payment_rub)
     reason = (
         f"Прокси платежа ~{round(monthly_payment_rub / 1000.0)} тыс.₽/мес "
-        f"(субсид. ставка, §7.9 — доступность относительная)."
+        f"(рыночная ставка key_rate + спред, §7.9 — доступность относительная)."
     )
     return value, confidence, reason